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0. The circumstances in which the creditor must make a disclosure to the proposed surety are: I. Where the surety has asked specific questions to the creditor II. Where the bank misleads the surety by volunteering only part of the truth III. Where the surety makes a statement in the creditor’s presence that demonstrates that he entirely misunderstands the principal debtor's position IV. Where there is anything that might not naturally be expected to take place between the principal-debtor and the creditor
II, III
I, IV
I, II
All of them
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